LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,531
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,916
−HK$1,407/mo
Today · 4.125%
HK$47,323
baseline
▲ 0.50% · 4.625%
HK$50,203
+HK$2,880/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,646/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,540
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,868
−HK$1,348/mo
Today · 4.125%
HK$52,216
baseline
▲ 0.50% · 4.625%
HK$54,969
+HK$2,753/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,432/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,437
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,099
−HK$1,689/mo
Today · 4.125%
HK$56,788
baseline
▲ 0.50% · 4.625%
HK$60,243
+HK$3,455/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,576/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,448
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,042
−HK$1,618/mo
Today · 4.125%
HK$62,660
baseline
▲ 0.50% · 4.625%
HK$65,962
+HK$3,302/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,320/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,343
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,282
−HK$1,970/mo
Today · 4.125%
HK$66,252
baseline
▲ 0.50% · 4.625%
HK$70,284
+HK$4,032/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,504/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,356
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,216
−HK$1,887/mo
Today · 4.125%
HK$73,103
baseline
▲ 0.50% · 4.625%
HK$76,956
+HK$3,853/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,206/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,155
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$82,648
−HK$2,533/mo
Today · 4.125%
HK$85,181
baseline
▲ 0.50% · 4.625%
HK$90,365
+HK$5,184/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,362/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,172
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$91,563
−HK$2,426/mo
Today · 4.125%
HK$93,989
baseline
▲ 0.50% · 4.625%
HK$98,944
+HK$4,955/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$187,978/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,329 · Scale 2, in force from 26 Feb 2026)