LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,531
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,916
−HK$1,408/mo
Today · 4.125%
HK$47,324
baseline
▲ 0.50% · 4.625%
HK$50,203
+HK$2,879/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,648/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,541
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,869
−HK$1,348/mo
Today · 4.125%
HK$52,217
baseline
▲ 0.50% · 4.625%
HK$54,970
+HK$2,753/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,434/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,438
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,100
−HK$1,689/mo
Today · 4.125%
HK$56,789
baseline
▲ 0.50% · 4.625%
HK$60,244
+HK$3,455/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,578/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,449
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,043
−HK$1,618/mo
Today · 4.125%
HK$62,661
baseline
▲ 0.50% · 4.625%
HK$65,964
+HK$3,303/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,322/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,344
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,283
−HK$1,970/mo
Today · 4.125%
HK$66,253
baseline
▲ 0.50% · 4.625%
HK$70,285
+HK$4,032/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,506/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,357
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,217
−HK$1,887/mo
Today · 4.125%
HK$73,104
baseline
▲ 0.50% · 4.625%
HK$76,957
+HK$3,853/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,208/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,156
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,650
−HK$2,533/mo
Today · 4.125%
HK$85,183
baseline
▲ 0.50% · 4.625%
HK$90,366
+HK$5,183/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,366/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,173
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,565
−HK$2,426/mo
Today · 4.125%
HK$93,991
baseline
▲ 0.50% · 4.625%
HK$98,945
+HK$4,954/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$187,982/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,341 · Scale 2, in force from 26 Feb 2026)