LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,532
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,918
−HK$1,407/mo
Today · 4.125%
HK$47,325
baseline
▲ 0.50% · 4.625%
HK$50,205
+HK$2,880/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,650/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,542
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,871
−HK$1,348/mo
Today · 4.125%
HK$52,219
baseline
▲ 0.50% · 4.625%
HK$54,971
+HK$2,752/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,438/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,439
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,101
−HK$1,689/mo
Today · 4.125%
HK$56,790
baseline
▲ 0.50% · 4.625%
HK$60,246
+HK$3,456/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,580/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,450
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,045
−HK$1,617/mo
Today · 4.125%
HK$62,662
baseline
▲ 0.50% · 4.625%
HK$65,965
+HK$3,303/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,324/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,345
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,285
−HK$1,970/mo
Today · 4.125%
HK$66,255
baseline
▲ 0.50% · 4.625%
HK$70,287
+HK$4,032/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,510/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,359
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,219
−HK$1,887/mo
Today · 4.125%
HK$73,106
baseline
▲ 0.50% · 4.625%
HK$76,959
+HK$3,853/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,212/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,158
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,652
−HK$2,533/mo
Today · 4.125%
HK$85,185
baseline
▲ 0.50% · 4.625%
HK$90,368
+HK$5,183/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,370/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,175
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,567
−HK$2,426/mo
Today · 4.125%
HK$93,993
baseline
▲ 0.50% · 4.625%
HK$98,948
+HK$4,955/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$187,986/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,360 · Scale 2, in force from 26 Feb 2026)