LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,533
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,918
−HK$1,408/mo
Today · 4.125%
HK$47,326
baseline
▲ 0.50% · 4.625%
HK$50,205
+HK$2,879/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$94,652/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,543
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,871
−HK$1,348/mo
Today · 4.125%
HK$52,219
baseline
▲ 0.50% · 4.625%
HK$54,972
+HK$2,753/mo
Deposit HK$9.76M · loan HK$9.76M · min. income ≈ HK$104,438/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,440
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,102
−HK$1,689/mo
Today · 4.125%
HK$56,791
baseline
▲ 0.50% · 4.625%
HK$60,246
+HK$3,455/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,582/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,451
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,046
−HK$1,617/mo
Today · 4.125%
HK$62,663
baseline
▲ 0.50% · 4.625%
HK$65,966
+HK$3,303/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,326/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,346
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,286
−HK$1,970/mo
Today · 4.125%
HK$66,256
baseline
▲ 0.50% · 4.625%
HK$70,287
+HK$4,031/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,512/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,360
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,220
−HK$1,887/mo
Today · 4.125%
HK$73,107
baseline
▲ 0.50% · 4.625%
HK$76,960
+HK$3,853/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,214/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,159
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,653
−HK$2,533/mo
Today · 4.125%
HK$85,186
baseline
▲ 0.50% · 4.625%
HK$90,370
+HK$5,184/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,372/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,177
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,568
−HK$2,427/mo
Today · 4.125%
HK$93,995
baseline
▲ 0.50% · 4.625%
HK$98,949
+HK$4,954/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$187,990/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,369 · Scale 2, in force from 26 Feb 2026)