LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,534
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,919
−HK$1,408/mo
Today · 4.125%
HK$47,327
baseline
▲ 0.50% · 4.625%
HK$50,207
+HK$2,880/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,654/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,544
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$50,872
−HK$1,348/mo
Today · 4.125%
HK$52,220
baseline
▲ 0.50% · 4.625%
HK$54,973
+HK$2,753/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,440/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,441
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,103
−HK$1,689/mo
Today · 4.125%
HK$56,792
baseline
▲ 0.50% · 4.625%
HK$60,248
+HK$3,456/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,584/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,452
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,047
−HK$1,618/mo
Today · 4.125%
HK$62,665
baseline
▲ 0.50% · 4.625%
HK$65,968
+HK$3,303/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,330/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,348
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,287
−HK$1,970/mo
Today · 4.125%
HK$66,257
baseline
▲ 0.50% · 4.625%
HK$70,289
+HK$4,032/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,514/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,361
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,221
−HK$1,888/mo
Today · 4.125%
HK$73,109
baseline
▲ 0.50% · 4.625%
HK$76,962
+HK$3,853/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,218/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,161
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,655
−HK$2,533/mo
Today · 4.125%
HK$85,188
baseline
▲ 0.50% · 4.625%
HK$90,372
+HK$5,184/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,376/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,179
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,570
−HK$2,427/mo
Today · 4.125%
HK$93,997
baseline
▲ 0.50% · 4.625%
HK$98,951
+HK$4,954/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$187,994/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,387 · Scale 2, in force from 26 Feb 2026)