LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,535
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,920
−HK$1,407/mo
Today · 4.125%
HK$47,327
baseline
▲ 0.50% · 4.625%
HK$50,207
+HK$2,880/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,654/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,544
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,873
−HK$1,348/mo
Today · 4.125%
HK$52,221
baseline
▲ 0.50% · 4.625%
HK$54,974
+HK$2,753/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,442/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,441
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,104
−HK$1,689/mo
Today · 4.125%
HK$56,793
baseline
▲ 0.50% · 4.625%
HK$60,248
+HK$3,455/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,586/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,453
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,048
−HK$1,617/mo
Today · 4.125%
HK$62,665
baseline
▲ 0.50% · 4.625%
HK$65,968
+HK$3,303/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,330/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,348
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,288
−HK$1,970/mo
Today · 4.125%
HK$66,258
baseline
▲ 0.50% · 4.625%
HK$70,290
+HK$4,032/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,516/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,362
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,222
−HK$1,887/mo
Today · 4.125%
HK$73,109
baseline
▲ 0.50% · 4.625%
HK$76,963
+HK$3,854/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,218/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,162
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,656
−HK$2,533/mo
Today · 4.125%
HK$85,189
baseline
▲ 0.50% · 4.625%
HK$90,373
+HK$5,184/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,378/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,180
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,571
−HK$2,427/mo
Today · 4.125%
HK$93,998
baseline
▲ 0.50% · 4.625%
HK$98,952
+HK$4,954/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$187,996/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,394 · Scale 2, in force from 26 Feb 2026)