LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,535
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,920
−HK$1,408/mo
Today · 4.125%
HK$47,328
baseline
▲ 0.50% · 4.625%
HK$50,208
+HK$2,880/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,656/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,545
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,874
−HK$1,348/mo
Today · 4.125%
HK$52,222
baseline
▲ 0.50% · 4.625%
HK$54,974
+HK$2,752/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,444/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,442
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,104
−HK$1,689/mo
Today · 4.125%
HK$56,793
baseline
▲ 0.50% · 4.625%
HK$60,249
+HK$3,456/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,586/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,454
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,048
−HK$1,618/mo
Today · 4.125%
HK$62,666
baseline
▲ 0.50% · 4.625%
HK$65,969
+HK$3,303/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,332/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,349
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,289
−HK$1,970/mo
Today · 4.125%
HK$66,259
baseline
▲ 0.50% · 4.625%
HK$70,291
+HK$4,032/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,518/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,363
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,223
−HK$1,887/mo
Today · 4.125%
HK$73,110
baseline
▲ 0.50% · 4.625%
HK$76,964
+HK$3,854/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,220/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,163
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,657
−HK$2,533/mo
Today · 4.125%
HK$85,190
baseline
▲ 0.50% · 4.625%
HK$90,374
+HK$5,184/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,380/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,181
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,573
−HK$2,426/mo
Today · 4.125%
HK$93,999
baseline
▲ 0.50% · 4.625%
HK$98,954
+HK$4,955/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$187,998/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,403 · Scale 2, in force from 26 Feb 2026)