LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,537
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$45,922
−HK$1,407/mo
Today · 4.125%
HK$47,329
baseline
▲ 0.50% · 4.625%
HK$50,209
+HK$2,880/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,658/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,546
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,875
−HK$1,348/mo
Today · 4.125%
HK$52,223
baseline
▲ 0.50% · 4.625%
HK$54,976
+HK$2,753/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,446/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,444
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,106
−HK$1,689/mo
Today · 4.125%
HK$56,795
baseline
▲ 0.50% · 4.625%
HK$60,251
+HK$3,456/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,590/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,456
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,050
−HK$1,618/mo
Today · 4.125%
HK$62,668
baseline
▲ 0.50% · 4.625%
HK$65,971
+HK$3,303/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,336/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$732,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,351
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,291
−HK$1,970/mo
Today · 4.125%
HK$66,261
baseline
▲ 0.50% · 4.625%
HK$70,293
+HK$4,032/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,522/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,365
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,225
−HK$1,888/mo
Today · 4.125%
HK$73,113
baseline
▲ 0.50% · 4.625%
HK$76,967
+HK$3,854/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,226/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,166
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,659
−HK$2,534/mo
Today · 4.125%
HK$85,193
baseline
▲ 0.50% · 4.625%
HK$90,377
+HK$5,184/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,386/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,184
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,576
−HK$2,426/mo
Today · 4.125%
HK$94,002
baseline
▲ 0.50% · 4.625%
HK$98,957
+HK$4,955/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$188,004/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,428 · Scale 2, in force from 26 Feb 2026)