LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,537
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,922
−HK$1,408/mo
Today · 4.125%
HK$47,330
baseline
▲ 0.50% · 4.625%
HK$50,210
+HK$2,880/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,660/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,547
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,876
−HK$1,348/mo
Today · 4.125%
HK$52,224
baseline
▲ 0.50% · 4.625%
HK$54,976
+HK$2,752/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,448/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,444
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,107
−HK$1,689/mo
Today · 4.125%
HK$56,796
baseline
▲ 0.50% · 4.625%
HK$60,252
+HK$3,456/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,592/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,456
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,051
−HK$1,617/mo
Today · 4.125%
HK$62,668
baseline
▲ 0.50% · 4.625%
HK$65,972
+HK$3,304/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,336/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,352
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,291
−HK$1,971/mo
Today · 4.125%
HK$66,262
baseline
▲ 0.50% · 4.625%
HK$70,293
+HK$4,031/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,524/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,366
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,226
−HK$1,887/mo
Today · 4.125%
HK$73,113
baseline
▲ 0.50% · 4.625%
HK$76,967
+HK$3,854/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,226/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,166
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,660
−HK$2,533/mo
Today · 4.125%
HK$85,193
baseline
▲ 0.50% · 4.625%
HK$90,377
+HK$5,184/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,386/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,184
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$91,576
−HK$2,427/mo
Today · 4.125%
HK$94,003
baseline
▲ 0.50% · 4.625%
HK$98,958
+HK$4,955/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$188,006/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,432 · Scale 2, in force from 26 Feb 2026)