LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,538
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,923
−HK$1,408/mo
Today · 4.125%
HK$47,331
baseline
▲ 0.50% · 4.625%
HK$50,210
+HK$2,879/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,662/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,548
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,876
−HK$1,349/mo
Today · 4.125%
HK$52,225
baseline
▲ 0.50% · 4.625%
HK$54,977
+HK$2,752/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,450/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,445
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,108
−HK$1,689/mo
Today · 4.125%
HK$56,797
baseline
▲ 0.50% · 4.625%
HK$60,253
+HK$3,456/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,594/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,457
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,052
−HK$1,617/mo
Today · 4.125%
HK$62,669
baseline
▲ 0.50% · 4.625%
HK$65,973
+HK$3,304/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,338/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,353
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,292
−HK$1,971/mo
Today · 4.125%
HK$66,263
baseline
▲ 0.50% · 4.625%
HK$70,295
+HK$4,032/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,526/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,367
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,227
−HK$1,887/mo
Today · 4.125%
HK$73,114
baseline
▲ 0.50% · 4.625%
HK$76,968
+HK$3,854/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,228/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,168
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,661
−HK$2,534/mo
Today · 4.125%
HK$85,195
baseline
▲ 0.50% · 4.625%
HK$90,379
+HK$5,184/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,390/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,186
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,578
−HK$2,426/mo
Today · 4.125%
HK$94,004
baseline
▲ 0.50% · 4.625%
HK$98,959
+HK$4,955/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$188,008/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,445 · Scale 2, in force from 26 Feb 2026)