LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,539
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,924
−HK$1,408/mo
Today · 4.125%
HK$47,332
baseline
▲ 0.50% · 4.625%
HK$50,212
+HK$2,880/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,664/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,549
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,878
−HK$1,348/mo
Today · 4.125%
HK$52,226
baseline
▲ 0.50% · 4.625%
HK$54,979
+HK$2,753/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,452/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,446
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,109
−HK$1,689/mo
Today · 4.125%
HK$56,798
baseline
▲ 0.50% · 4.625%
HK$60,254
+HK$3,456/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,596/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,459
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,053
−HK$1,618/mo
Today · 4.125%
HK$62,671
baseline
▲ 0.50% · 4.625%
HK$65,974
+HK$3,303/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,342/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,354
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,294
−HK$1,970/mo
Today · 4.125%
HK$66,264
baseline
▲ 0.50% · 4.625%
HK$70,296
+HK$4,032/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,528/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,368
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,229
−HK$1,887/mo
Today · 4.125%
HK$73,116
baseline
▲ 0.50% · 4.625%
HK$76,970
+HK$3,854/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,232/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,170
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,663
−HK$2,534/mo
Today · 4.125%
HK$85,197
baseline
▲ 0.50% · 4.625%
HK$90,381
+HK$5,184/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,394/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,188
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,580
−HK$2,426/mo
Today · 4.125%
HK$94,006
baseline
▲ 0.50% · 4.625%
HK$98,962
+HK$4,956/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$188,012/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,462 · Scale 2, in force from 26 Feb 2026)