LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,543
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,929
−HK$1,408/mo
Today · 4.125%
HK$47,337
baseline
▲ 0.50% · 4.625%
HK$50,217
+HK$2,880/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,674/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,554
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,883
−HK$1,348/mo
Today · 4.125%
HK$52,231
baseline
▲ 0.50% · 4.625%
HK$54,985
+HK$2,754/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,462/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,452
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,115
−HK$1,689/mo
Today · 4.125%
HK$56,804
baseline
▲ 0.50% · 4.625%
HK$60,260
+HK$3,456/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,608/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,465
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,060
−HK$1,618/mo
Today · 4.125%
HK$62,678
baseline
▲ 0.50% · 4.625%
HK$65,981
+HK$3,303/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,356/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,361
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,301
−HK$1,970/mo
Today · 4.125%
HK$66,271
baseline
▲ 0.50% · 4.625%
HK$70,304
+HK$4,033/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,542/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,376
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,236
−HK$1,888/mo
Today · 4.125%
HK$73,124
baseline
▲ 0.50% · 4.625%
HK$76,978
+HK$3,854/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,248/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,178
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,672
−HK$2,534/mo
Today · 4.125%
HK$85,206
baseline
▲ 0.50% · 4.625%
HK$90,391
+HK$5,185/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,412/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,197
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$91,590
−HK$2,426/mo
Today · 4.125%
HK$94,016
baseline
▲ 0.50% · 4.625%
HK$98,972
+HK$4,956/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$188,032/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,540 · Scale 2, in force from 26 Feb 2026)