LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,544
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,929
−HK$1,408/mo
Today · 4.125%
HK$47,337
baseline
▲ 0.50% · 4.625%
HK$50,217
+HK$2,880/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,674/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,554
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,883
−HK$1,349/mo
Today · 4.125%
HK$52,232
baseline
▲ 0.50% · 4.625%
HK$54,985
+HK$2,753/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,464/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,452
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,115
−HK$1,689/mo
Today · 4.125%
HK$56,804
baseline
▲ 0.50% · 4.625%
HK$60,261
+HK$3,457/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,608/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,465
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,060
−HK$1,618/mo
Today · 4.125%
HK$62,678
baseline
▲ 0.50% · 4.625%
HK$65,982
+HK$3,304/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,356/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,361
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,301
−HK$1,971/mo
Today · 4.125%
HK$66,272
baseline
▲ 0.50% · 4.625%
HK$70,304
+HK$4,032/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,544/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,376
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,237
−HK$1,887/mo
Today · 4.125%
HK$73,124
baseline
▲ 0.50% · 4.625%
HK$76,979
+HK$3,855/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,248/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,179
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,673
−HK$2,534/mo
Today · 4.125%
HK$85,207
baseline
▲ 0.50% · 4.625%
HK$90,391
+HK$5,184/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,414/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,198
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$91,590
−HK$2,427/mo
Today · 4.125%
HK$94,017
baseline
▲ 0.50% · 4.625%
HK$98,973
+HK$4,956/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$188,034/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,545 · Scale 2, in force from 26 Feb 2026)