LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,544
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,929
−HK$1,408/mo
Today · 4.125%
HK$47,337
baseline
▲ 0.50% · 4.625%
HK$50,218
+HK$2,881/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,674/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,555
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,884
−HK$1,348/mo
Today · 4.125%
HK$52,232
baseline
▲ 0.50% · 4.625%
HK$54,985
+HK$2,753/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,464/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,453
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,115
−HK$1,690/mo
Today · 4.125%
HK$56,805
baseline
▲ 0.50% · 4.625%
HK$60,261
+HK$3,456/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,610/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,466
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,060
−HK$1,618/mo
Today · 4.125%
HK$62,678
baseline
▲ 0.50% · 4.625%
HK$65,982
+HK$3,304/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,356/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,361
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,301
−HK$1,971/mo
Today · 4.125%
HK$66,272
baseline
▲ 0.50% · 4.625%
HK$70,305
+HK$4,033/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,544/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,376
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,237
−HK$1,888/mo
Today · 4.125%
HK$73,125
baseline
▲ 0.50% · 4.625%
HK$76,979
+HK$3,854/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,250/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,179
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,673
−HK$2,534/mo
Today · 4.125%
HK$85,207
baseline
▲ 0.50% · 4.625%
HK$90,392
+HK$5,185/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,414/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,198
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$91,591
−HK$2,426/mo
Today · 4.125%
HK$94,017
baseline
▲ 0.50% · 4.625%
HK$98,973
+HK$4,956/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$188,034/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,548 · Scale 2, in force from 26 Feb 2026)