LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,545
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,930
−HK$1,408/mo
Today · 4.125%
HK$47,338
baseline
▲ 0.50% · 4.625%
HK$50,218
+HK$2,880/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,676/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,555
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,884
−HK$1,349/mo
Today · 4.125%
HK$52,233
baseline
▲ 0.50% · 4.625%
HK$54,986
+HK$2,753/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,466/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,453
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,116
−HK$1,689/mo
Today · 4.125%
HK$56,805
baseline
▲ 0.50% · 4.625%
HK$60,262
+HK$3,457/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,610/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,466
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,061
−HK$1,618/mo
Today · 4.125%
HK$62,679
baseline
▲ 0.50% · 4.625%
HK$65,983
+HK$3,304/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,358/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,362
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,302
−HK$1,971/mo
Today · 4.125%
HK$66,273
baseline
▲ 0.50% · 4.625%
HK$70,306
+HK$4,033/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$132,546/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,378
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,238
−HK$1,888/mo
Today · 4.125%
HK$73,126
baseline
▲ 0.50% · 4.625%
HK$76,980
+HK$3,854/mo
Deposit HK$5.86M · loan HK$13.67M · min. income ≈ HK$146,252/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,180
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,674
−HK$2,534/mo
Today · 4.125%
HK$85,208
baseline
▲ 0.50% · 4.625%
HK$90,393
+HK$5,185/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,416/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,200
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$91,592
−HK$2,427/mo
Today · 4.125%
HK$94,019
baseline
▲ 0.50% · 4.625%
HK$98,975
+HK$4,956/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$188,038/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,559 · Scale 2, in force from 26 Feb 2026)