LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,547
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,933
−HK$1,407/mo
Today · 4.125%
HK$47,340
baseline
▲ 0.50% · 4.625%
HK$50,221
+HK$2,881/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,680/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,558
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,887
−HK$1,348/mo
Today · 4.125%
HK$52,235
baseline
▲ 0.50% · 4.625%
HK$54,989
+HK$2,754/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,470/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,456
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,119
−HK$1,689/mo
Today · 4.125%
HK$56,808
baseline
▲ 0.50% · 4.625%
HK$60,265
+HK$3,457/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,616/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,470
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,064
−HK$1,618/mo
Today · 4.125%
HK$62,682
baseline
▲ 0.50% · 4.625%
HK$65,987
+HK$3,305/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,364/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,366
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,306
−HK$1,970/mo
Today · 4.125%
HK$66,276
baseline
▲ 0.50% · 4.625%
HK$70,309
+HK$4,033/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,552/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,381
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,242
−HK$1,888/mo
Today · 4.125%
HK$73,130
baseline
▲ 0.50% · 4.625%
HK$76,984
+HK$3,854/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,260/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,184
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$82,679
−HK$2,534/mo
Today · 4.125%
HK$85,213
baseline
▲ 0.50% · 4.625%
HK$90,398
+HK$5,185/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,426/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,204
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$91,597
−HK$2,427/mo
Today · 4.125%
HK$94,024
baseline
▲ 0.50% · 4.625%
HK$98,980
+HK$4,956/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$188,048/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,597 · Scale 2, in force from 26 Feb 2026)