LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,548
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,933
−HK$1,408/mo
Today · 4.125%
HK$47,341
baseline
▲ 0.50% · 4.625%
HK$50,222
+HK$2,881/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,682/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,559
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,888
−HK$1,348/mo
Today · 4.125%
HK$52,236
baseline
▲ 0.50% · 4.625%
HK$54,990
+HK$2,754/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,472/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,457
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,120
−HK$1,690/mo
Today · 4.125%
HK$56,810
baseline
▲ 0.50% · 4.625%
HK$60,266
+HK$3,456/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,620/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,471
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,066
−HK$1,618/mo
Today · 4.125%
HK$62,684
baseline
▲ 0.50% · 4.625%
HK$65,988
+HK$3,304/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,368/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,367
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,307
−HK$1,971/mo
Today · 4.125%
HK$66,278
baseline
▲ 0.50% · 4.625%
HK$70,311
+HK$4,033/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,556/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,382
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,243
−HK$1,888/mo
Today · 4.125%
HK$73,131
baseline
▲ 0.50% · 4.625%
HK$76,986
+HK$3,855/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,262/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,186
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,680
−HK$2,534/mo
Today · 4.125%
HK$85,214
baseline
▲ 0.50% · 4.625%
HK$90,399
+HK$5,185/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,428/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,206
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$91,598
−HK$2,428/mo
Today · 4.125%
HK$94,026
baseline
▲ 0.50% · 4.625%
HK$98,982
+HK$4,956/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$188,052/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,611 · Scale 2, in force from 26 Feb 2026)