LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,548
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,934
−HK$1,408/mo
Today · 4.125%
HK$47,342
baseline
▲ 0.50% · 4.625%
HK$50,223
+HK$2,881/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,684/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,560
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,889
−HK$1,348/mo
Today · 4.125%
HK$52,237
baseline
▲ 0.50% · 4.625%
HK$54,991
+HK$2,754/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,474/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,458
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,121
−HK$1,689/mo
Today · 4.125%
HK$56,810
baseline
▲ 0.50% · 4.625%
HK$60,267
+HK$3,457/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,620/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,472
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,067
−HK$1,618/mo
Today · 4.125%
HK$62,685
baseline
▲ 0.50% · 4.625%
HK$65,989
+HK$3,304/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,370/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,368
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,308
−HK$1,971/mo
Today · 4.125%
HK$66,279
baseline
▲ 0.50% · 4.625%
HK$70,312
+HK$4,033/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,558/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,384
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,244
−HK$1,888/mo
Today · 4.125%
HK$73,132
baseline
▲ 0.50% · 4.625%
HK$76,987
+HK$3,855/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,264/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,187
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$82,682
−HK$2,534/mo
Today · 4.125%
HK$85,216
baseline
▲ 0.50% · 4.625%
HK$90,401
+HK$5,185/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,432/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,207
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$91,600
−HK$2,427/mo
Today · 4.125%
HK$94,027
baseline
▲ 0.50% · 4.625%
HK$98,983
+HK$4,956/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$188,054/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,623 · Scale 2, in force from 26 Feb 2026)