LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,550
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,936
−HK$1,408/mo
Today · 4.125%
HK$47,344
baseline
▲ 0.50% · 4.625%
HK$50,225
+HK$2,881/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,688/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,562
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,891
−HK$1,348/mo
Today · 4.125%
HK$52,239
baseline
▲ 0.50% · 4.625%
HK$54,993
+HK$2,754/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,478/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,460
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,123
−HK$1,690/mo
Today · 4.125%
HK$56,813
baseline
▲ 0.50% · 4.625%
HK$60,270
+HK$3,457/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$113,626/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,474
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,069
−HK$1,618/mo
Today · 4.125%
HK$62,687
baseline
▲ 0.50% · 4.625%
HK$65,992
+HK$3,305/mo
Deposit HK$7.81M · loan HK$11.72M · min. income ≈ HK$125,374/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,370
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,310
−HK$1,972/mo
Today · 4.125%
HK$66,282
baseline
▲ 0.50% · 4.625%
HK$70,315
+HK$4,033/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,564/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,386
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,247
−HK$1,888/mo
Today · 4.125%
HK$73,135
baseline
▲ 0.50% · 4.625%
HK$76,990
+HK$3,855/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,270/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,191
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,685
−HK$2,534/mo
Today · 4.125%
HK$85,219
baseline
▲ 0.50% · 4.625%
HK$90,405
+HK$5,186/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,438/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,211
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$91,604
−HK$2,427/mo
Today · 4.125%
HK$94,031
baseline
▲ 0.50% · 4.625%
HK$98,987
+HK$4,956/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$188,062/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,653 · Scale 2, in force from 26 Feb 2026)