LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,552
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,937
−HK$1,408/mo
Today · 4.125%
HK$47,345
baseline
▲ 0.50% · 4.625%
HK$50,226
+HK$2,881/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,690/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,563
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,892
−HK$1,349/mo
Today · 4.125%
HK$52,241
baseline
▲ 0.50% · 4.625%
HK$54,995
+HK$2,754/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,482/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,462
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,125
−HK$1,689/mo
Today · 4.125%
HK$56,814
baseline
▲ 0.50% · 4.625%
HK$60,271
+HK$3,457/mo
Deposit HK$7.82M · loan HK$11.72M · min. income ≈ HK$113,628/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,476
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,071
−HK$1,618/mo
Today · 4.125%
HK$62,689
baseline
▲ 0.50% · 4.625%
HK$65,993
+HK$3,304/mo
Deposit HK$7.82M · loan HK$11.72M · min. income ≈ HK$125,378/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,372
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,312
−HK$1,971/mo
Today · 4.125%
HK$66,283
baseline
▲ 0.50% · 4.625%
HK$70,317
+HK$4,034/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,566/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,388
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,249
−HK$1,888/mo
Today · 4.125%
HK$73,137
baseline
▲ 0.50% · 4.625%
HK$76,992
+HK$3,855/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,274/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,193
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$82,687
−HK$2,535/mo
Today · 4.125%
HK$85,222
baseline
▲ 0.50% · 4.625%
HK$90,407
+HK$5,185/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,444/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,214
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$91,606
−HK$2,428/mo
Today · 4.125%
HK$94,034
baseline
▲ 0.50% · 4.625%
HK$98,990
+HK$4,956/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$188,068/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,673 · Scale 2, in force from 26 Feb 2026)