LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,552
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,938
−HK$1,408/mo
Today · 4.125%
HK$47,346
baseline
▲ 0.50% · 4.625%
HK$50,227
+HK$2,881/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,692/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,564
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$50,893
−HK$1,348/mo
Today · 4.125%
HK$52,241
baseline
▲ 0.50% · 4.625%
HK$54,995
+HK$2,754/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,482/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,462
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,125
−HK$1,690/mo
Today · 4.125%
HK$56,815
baseline
▲ 0.50% · 4.625%
HK$60,272
+HK$3,457/mo
Deposit HK$7.82M · loan HK$11.72M · min. income ≈ HK$113,630/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,476
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,071
−HK$1,619/mo
Today · 4.125%
HK$62,690
baseline
▲ 0.50% · 4.625%
HK$65,994
+HK$3,304/mo
Deposit HK$7.82M · loan HK$11.72M · min. income ≈ HK$125,380/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,373
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,313
−HK$1,971/mo
Today · 4.125%
HK$66,284
baseline
▲ 0.50% · 4.625%
HK$70,317
+HK$4,033/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,568/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,389
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,250
−HK$1,888/mo
Today · 4.125%
HK$73,138
baseline
▲ 0.50% · 4.625%
HK$76,993
+HK$3,855/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,276/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,194
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,688
−HK$2,534/mo
Today · 4.125%
HK$85,222
baseline
▲ 0.50% · 4.625%
HK$90,408
+HK$5,186/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,444/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,214
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$91,607
−HK$2,427/mo
Today · 4.125%
HK$94,034
baseline
▲ 0.50% · 4.625%
HK$98,991
+HK$4,957/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$188,068/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,681 · Scale 2, in force from 26 Feb 2026)