LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,553
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$45,938
−HK$1,408/mo
Today · 4.125%
HK$47,346
baseline
▲ 0.50% · 4.625%
HK$50,227
+HK$2,881/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,692/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,564
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,894
−HK$1,348/mo
Today · 4.125%
HK$52,242
baseline
▲ 0.50% · 4.625%
HK$54,996
+HK$2,754/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,484/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,463
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,126
−HK$1,690/mo
Today · 4.125%
HK$56,816
baseline
▲ 0.50% · 4.625%
HK$60,273
+HK$3,457/mo
Deposit HK$7.82M · loan HK$11.72M · min. income ≈ HK$113,632/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,477
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,072
−HK$1,619/mo
Today · 4.125%
HK$62,691
baseline
▲ 0.50% · 4.625%
HK$65,995
+HK$3,304/mo
Deposit HK$7.82M · loan HK$11.72M · min. income ≈ HK$125,382/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,374
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,314
−HK$1,971/mo
Today · 4.125%
HK$66,285
baseline
▲ 0.50% · 4.625%
HK$70,318
+HK$4,033/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,570/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,390
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,251
−HK$1,888/mo
Today · 4.125%
HK$73,139
baseline
▲ 0.50% · 4.625%
HK$76,994
+HK$3,855/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,278/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,195
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$82,689
−HK$2,535/mo
Today · 4.125%
HK$85,224
baseline
▲ 0.50% · 4.625%
HK$90,409
+HK$5,185/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$170,448/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,216
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$91,609
−HK$2,427/mo
Today · 4.125%
HK$94,036
baseline
▲ 0.50% · 4.625%
HK$98,993
+HK$4,957/mo
Deposit HK$1.95M · loan HK$17.58M · min. income ≈ HK$188,072/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,691 · Scale 2, in force from 26 Feb 2026)