LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,557
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,943
−HK$1,408/mo
Today · 4.125%
HK$47,351
baseline
▲ 0.50% · 4.625%
HK$50,232
+HK$2,881/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,702/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,569
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,899
−HK$1,348/mo
Today · 4.125%
HK$52,247
baseline
▲ 0.50% · 4.625%
HK$55,001
+HK$2,754/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,494/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,468
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,132
−HK$1,689/mo
Today · 4.125%
HK$56,821
baseline
▲ 0.50% · 4.625%
HK$60,279
+HK$3,458/mo
Deposit HK$7.82M · loan HK$11.72M · min. income ≈ HK$113,642/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,483
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,078
−HK$1,619/mo
Today · 4.125%
HK$62,697
baseline
▲ 0.50% · 4.625%
HK$66,002
+HK$3,305/mo
Deposit HK$7.82M · loan HK$11.72M · min. income ≈ HK$125,394/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,380
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,320
−HK$1,972/mo
Today · 4.125%
HK$66,292
baseline
▲ 0.50% · 4.625%
HK$70,325
+HK$4,033/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,584/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,397
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,258
−HK$1,888/mo
Today · 4.125%
HK$73,146
baseline
▲ 0.50% · 4.625%
HK$77,002
+HK$3,856/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,292/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$732,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,203
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$82,697
−HK$2,535/mo
Today · 4.125%
HK$85,232
baseline
▲ 0.50% · 4.625%
HK$90,418
+HK$5,186/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$170,464/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,225
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$91,617
−HK$2,428/mo
Today · 4.125%
HK$94,045
baseline
▲ 0.50% · 4.625%
HK$99,002
+HK$4,957/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$188,090/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,763 · Scale 2, in force from 26 Feb 2026)