LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,558
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,944
−HK$1,408/mo
Today · 4.125%
HK$47,352
baseline
▲ 0.50% · 4.625%
HK$50,234
+HK$2,882/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,704/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,570
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,900
−HK$1,349/mo
Today · 4.125%
HK$52,249
baseline
▲ 0.50% · 4.625%
HK$55,003
+HK$2,754/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,498/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,470
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,133
−HK$1,690/mo
Today · 4.125%
HK$56,823
baseline
▲ 0.50% · 4.625%
HK$60,280
+HK$3,457/mo
Deposit HK$7.82M · loan HK$11.72M · min. income ≈ HK$113,646/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,484
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,080
−HK$1,618/mo
Today · 4.125%
HK$62,698
baseline
▲ 0.50% · 4.625%
HK$66,003
+HK$3,305/mo
Deposit HK$7.82M · loan HK$11.72M · min. income ≈ HK$125,396/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,381
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,322
−HK$1,971/mo
Today · 4.125%
HK$66,293
baseline
▲ 0.50% · 4.625%
HK$70,327
+HK$4,034/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,586/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$732,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,399
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,260
−HK$1,888/mo
Today · 4.125%
HK$73,148
baseline
▲ 0.50% · 4.625%
HK$77,004
+HK$3,856/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,296/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$732,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,204
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$82,699
−HK$2,535/mo
Today · 4.125%
HK$85,234
baseline
▲ 0.50% · 4.625%
HK$90,420
+HK$5,186/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$170,468/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,227
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$91,620
−HK$2,427/mo
Today · 4.125%
HK$94,047
baseline
▲ 0.50% · 4.625%
HK$99,005
+HK$4,958/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$188,094/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,781 · Scale 2, in force from 26 Feb 2026)