LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,562
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,948
−HK$1,408/mo
Today · 4.125%
HK$47,356
baseline
▲ 0.50% · 4.625%
HK$50,238
+HK$2,882/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,712/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,575
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,904
−HK$1,349/mo
Today · 4.125%
HK$52,253
baseline
▲ 0.50% · 4.625%
HK$55,007
+HK$2,754/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,506/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,474
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,138
−HK$1,690/mo
Today · 4.125%
HK$56,828
baseline
▲ 0.50% · 4.625%
HK$60,285
+HK$3,457/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,656/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,490
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,085
−HK$1,619/mo
Today · 4.125%
HK$62,704
baseline
▲ 0.50% · 4.625%
HK$66,009
+HK$3,305/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,408/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,387
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,327
−HK$1,972/mo
Today · 4.125%
HK$66,299
baseline
▲ 0.50% · 4.625%
HK$70,333
+HK$4,034/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,598/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$732,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,404
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,266
−HK$1,888/mo
Today · 4.125%
HK$73,154
baseline
▲ 0.50% · 4.625%
HK$77,010
+HK$3,856/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,308/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$732,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,211
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$82,706
−HK$2,535/mo
Today · 4.125%
HK$85,241
baseline
▲ 0.50% · 4.625%
HK$90,428
+HK$5,187/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$170,482/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,234
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$91,627
−HK$2,428/mo
Today · 4.125%
HK$94,055
baseline
▲ 0.50% · 4.625%
HK$99,013
+HK$4,958/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$188,110/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,843 · Scale 2, in force from 26 Feb 2026)