LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,565
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,951
−HK$1,408/mo
Today · 4.125%
HK$47,359
baseline
▲ 0.50% · 4.625%
HK$50,241
+HK$2,882/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,718/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,578
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$50,907
−HK$1,349/mo
Today · 4.125%
HK$52,256
baseline
▲ 0.50% · 4.625%
HK$55,011
+HK$2,755/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,512/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,478
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,141
−HK$1,690/mo
Today · 4.125%
HK$56,831
baseline
▲ 0.50% · 4.625%
HK$60,289
+HK$3,458/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,662/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,493
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,089
−HK$1,618/mo
Today · 4.125%
HK$62,707
baseline
▲ 0.50% · 4.625%
HK$66,013
+HK$3,306/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,414/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,390
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,331
−HK$1,972/mo
Today · 4.125%
HK$66,303
baseline
▲ 0.50% · 4.625%
HK$70,337
+HK$4,034/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,606/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$732,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,409
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,270
−HK$1,889/mo
Today · 4.125%
HK$73,159
baseline
▲ 0.50% · 4.625%
HK$77,015
+HK$3,856/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,318/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$732,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,216
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$82,712
−HK$2,535/mo
Today · 4.125%
HK$85,247
baseline
▲ 0.50% · 4.625%
HK$90,434
+HK$5,187/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$170,494/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,240
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$91,633
−HK$2,428/mo
Today · 4.125%
HK$94,061
baseline
▲ 0.50% · 4.625%
HK$99,019
+HK$4,958/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$188,122/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,889 · Scale 2, in force from 26 Feb 2026)