LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,565
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,951
−HK$1,409/mo
Today · 4.125%
HK$47,360
baseline
▲ 0.50% · 4.625%
HK$50,241
+HK$2,881/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,720/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,578
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,908
−HK$1,349/mo
Today · 4.125%
HK$52,257
baseline
▲ 0.50% · 4.625%
HK$55,011
+HK$2,754/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,514/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$732,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,478
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,142
−HK$1,690/mo
Today · 4.125%
HK$56,832
baseline
▲ 0.50% · 4.625%
HK$60,290
+HK$3,458/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,664/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,494
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,089
−HK$1,619/mo
Today · 4.125%
HK$62,708
baseline
▲ 0.50% · 4.625%
HK$66,014
+HK$3,306/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,416/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,391
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,332
−HK$1,972/mo
Today · 4.125%
HK$66,304
baseline
▲ 0.50% · 4.625%
HK$70,338
+HK$4,034/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,608/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$732,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,409
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,271
−HK$1,888/mo
Today · 4.125%
HK$73,159
baseline
▲ 0.50% · 4.625%
HK$77,016
+HK$3,857/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,318/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$732,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,217
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$82,712
−HK$2,535/mo
Today · 4.125%
HK$85,247
baseline
▲ 0.50% · 4.625%
HK$90,435
+HK$5,188/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$170,494/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,241
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$91,634
−HK$2,428/mo
Today · 4.125%
HK$94,062
baseline
▲ 0.50% · 4.625%
HK$99,020
+HK$4,958/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$188,124/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,896 · Scale 2, in force from 26 Feb 2026)