LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,566
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,952
−HK$1,409/mo
Today · 4.125%
HK$47,361
baseline
▲ 0.50% · 4.625%
HK$50,243
+HK$2,882/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,722/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$732,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,579
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,909
−HK$1,349/mo
Today · 4.125%
HK$52,258
baseline
▲ 0.50% · 4.625%
HK$55,013
+HK$2,755/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,516/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$732,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,479
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,143
−HK$1,690/mo
Today · 4.125%
HK$56,833
baseline
▲ 0.50% · 4.625%
HK$60,291
+HK$3,458/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,666/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,495
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,091
−HK$1,619/mo
Today · 4.125%
HK$62,710
baseline
▲ 0.50% · 4.625%
HK$66,015
+HK$3,305/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,420/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,393
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,333
−HK$1,972/mo
Today · 4.125%
HK$66,305
baseline
▲ 0.50% · 4.625%
HK$70,340
+HK$4,035/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,610/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$732,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,411
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,273
−HK$1,888/mo
Today · 4.125%
HK$73,161
baseline
▲ 0.50% · 4.625%
HK$77,018
+HK$3,857/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,322/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$732,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,219
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$82,714
−HK$2,535/mo
Today · 4.125%
HK$85,249
baseline
▲ 0.50% · 4.625%
HK$90,437
+HK$5,188/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$170,498/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,243
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$91,636
−HK$2,428/mo
Today · 4.125%
HK$94,064
baseline
▲ 0.50% · 4.625%
HK$99,023
+HK$4,959/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$188,128/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,913 · Scale 2, in force from 26 Feb 2026)