LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,567
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$45,953
−HK$1,408/mo
Today · 4.125%
HK$47,361
baseline
▲ 0.50% · 4.625%
HK$50,243
+HK$2,882/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,722/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$732,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,580
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,910
−HK$1,349/mo
Today · 4.125%
HK$52,259
baseline
▲ 0.50% · 4.625%
HK$55,013
+HK$2,754/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,518/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$732,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,480
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,144
−HK$1,690/mo
Today · 4.125%
HK$56,834
baseline
▲ 0.50% · 4.625%
HK$60,292
+HK$3,458/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,668/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,496
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,092
−HK$1,618/mo
Today · 4.125%
HK$62,710
baseline
▲ 0.50% · 4.625%
HK$66,016
+HK$3,306/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,420/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$732,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,393
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,334
−HK$1,972/mo
Today · 4.125%
HK$66,306
baseline
▲ 0.50% · 4.625%
HK$70,341
+HK$4,035/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,612/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$732,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,412
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,274
−HK$1,888/mo
Today · 4.125%
HK$73,162
baseline
▲ 0.50% · 4.625%
HK$77,019
+HK$3,857/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,324/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$732,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,220
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$82,715
−HK$2,536/mo
Today · 4.125%
HK$85,251
baseline
▲ 0.50% · 4.625%
HK$90,438
+HK$5,187/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$170,502/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,244
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$91,638
−HK$2,428/mo
Today · 4.125%
HK$94,066
baseline
▲ 0.50% · 4.625%
HK$99,024
+HK$4,958/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$188,132/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$732,923 · Scale 2, in force from 26 Feb 2026)