LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,572
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,959
−HK$1,408/mo
Today · 4.125%
HK$47,367
baseline
▲ 0.50% · 4.625%
HK$50,250
+HK$2,883/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,734/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,586
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,916
−HK$1,349/mo
Today · 4.125%
HK$52,265
baseline
▲ 0.50% · 4.625%
HK$55,020
+HK$2,755/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,530/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,487
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,151
−HK$1,690/mo
Today · 4.125%
HK$56,841
baseline
▲ 0.50% · 4.625%
HK$60,300
+HK$3,459/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,682/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,504
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,099
−HK$1,619/mo
Today · 4.125%
HK$62,718
baseline
▲ 0.50% · 4.625%
HK$66,024
+HK$3,306/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,436/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,401
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,342
−HK$1,972/mo
Today · 4.125%
HK$66,314
baseline
▲ 0.50% · 4.625%
HK$70,350
+HK$4,036/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,628/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,421
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,283
−HK$1,888/mo
Today · 4.125%
HK$73,171
baseline
▲ 0.50% · 4.625%
HK$77,028
+HK$3,857/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,342/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,230
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$82,726
−HK$2,535/mo
Today · 4.125%
HK$85,261
baseline
▲ 0.50% · 4.625%
HK$90,449
+HK$5,188/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$170,522/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,255
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$91,649
−HK$2,429/mo
Today · 4.125%
HK$94,078
baseline
▲ 0.50% · 4.625%
HK$99,037
+HK$4,959/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$188,156/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,017 · Scale 2, in force from 26 Feb 2026)