LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,573
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,959
−HK$1,409/mo
Today · 4.125%
HK$47,368
baseline
▲ 0.50% · 4.625%
HK$50,250
+HK$2,882/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,736/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,587
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,917
−HK$1,349/mo
Today · 4.125%
HK$52,266
baseline
▲ 0.50% · 4.625%
HK$55,021
+HK$2,755/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,532/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,488
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,151
−HK$1,691/mo
Today · 4.125%
HK$56,842
baseline
▲ 0.50% · 4.625%
HK$60,300
+HK$3,458/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,684/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,504
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,100
−HK$1,619/mo
Today · 4.125%
HK$62,719
baseline
▲ 0.50% · 4.625%
HK$66,025
+HK$3,306/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,438/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,402
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,343
−HK$1,972/mo
Today · 4.125%
HK$66,315
baseline
▲ 0.50% · 4.625%
HK$70,350
+HK$4,035/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,630/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,422
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,284
−HK$1,888/mo
Today · 4.125%
HK$73,172
baseline
▲ 0.50% · 4.625%
HK$77,029
+HK$3,857/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,344/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,231
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,727
−HK$2,536/mo
Today · 4.125%
HK$85,263
baseline
▲ 0.50% · 4.625%
HK$90,451
+HK$5,188/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$170,526/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,257
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$91,650
−HK$2,429/mo
Today · 4.125%
HK$94,079
baseline
▲ 0.50% · 4.625%
HK$99,038
+HK$4,959/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$188,158/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,026 · Scale 2, in force from 26 Feb 2026)