LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,575
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,961
−HK$1,409/mo
Today · 4.125%
HK$47,370
baseline
▲ 0.50% · 4.625%
HK$50,252
+HK$2,882/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,740/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,589
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,919
−HK$1,349/mo
Today · 4.125%
HK$52,268
baseline
▲ 0.50% · 4.625%
HK$55,023
+HK$2,755/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,536/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,490
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,153
−HK$1,691/mo
Today · 4.125%
HK$56,844
baseline
▲ 0.50% · 4.625%
HK$60,303
+HK$3,459/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,688/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,507
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,103
−HK$1,619/mo
Today · 4.125%
HK$62,722
baseline
▲ 0.50% · 4.625%
HK$66,028
+HK$3,306/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,444/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,405
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,346
−HK$1,972/mo
Today · 4.125%
HK$66,318
baseline
▲ 0.50% · 4.625%
HK$70,353
+HK$4,035/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,636/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,424
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$71,286
−HK$1,889/mo
Today · 4.125%
HK$73,175
baseline
▲ 0.50% · 4.625%
HK$77,032
+HK$3,857/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,350/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,234
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,730
−HK$2,536/mo
Today · 4.125%
HK$85,266
baseline
▲ 0.50% · 4.625%
HK$90,454
+HK$5,188/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$170,532/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,260
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$91,654
−HK$2,428/mo
Today · 4.125%
HK$94,082
baseline
▲ 0.50% · 4.625%
HK$99,042
+HK$4,960/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$188,164/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,054 · Scale 2, in force from 26 Feb 2026)