LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,576
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,963
−HK$1,409/mo
Today · 4.125%
HK$47,372
baseline
▲ 0.50% · 4.625%
HK$50,254
+HK$2,882/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,744/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,591
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,921
−HK$1,349/mo
Today · 4.125%
HK$52,270
baseline
▲ 0.50% · 4.625%
HK$55,025
+HK$2,755/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,540/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,491
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,155
−HK$1,691/mo
Today · 4.125%
HK$56,846
baseline
▲ 0.50% · 4.625%
HK$60,305
+HK$3,459/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,692/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,509
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,105
−HK$1,619/mo
Today · 4.125%
HK$62,724
baseline
▲ 0.50% · 4.625%
HK$66,030
+HK$3,306/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,448/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,407
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,348
−HK$1,972/mo
Today · 4.125%
HK$66,320
baseline
▲ 0.50% · 4.625%
HK$70,356
+HK$4,036/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,640/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,427
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$71,289
−HK$1,889/mo
Today · 4.125%
HK$73,178
baseline
▲ 0.50% · 4.625%
HK$77,035
+HK$3,857/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,356/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,237
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,733
−HK$2,536/mo
Today · 4.125%
HK$85,269
baseline
▲ 0.50% · 4.625%
HK$90,457
+HK$5,188/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$170,538/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,263
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$91,657
−HK$2,429/mo
Today · 4.125%
HK$94,086
baseline
▲ 0.50% · 4.625%
HK$99,045
+HK$4,959/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$188,172/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,079 · Scale 2, in force from 26 Feb 2026)