LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,579
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,966
−HK$1,408/mo
Today · 4.125%
HK$47,374
baseline
▲ 0.50% · 4.625%
HK$50,257
+HK$2,883/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$94,748/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,594
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,924
−HK$1,349/mo
Today · 4.125%
HK$52,273
baseline
▲ 0.50% · 4.625%
HK$55,028
+HK$2,755/mo
Deposit HK$9.77M · loan HK$9.77M · min. income ≈ HK$104,546/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,495
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,159
−HK$1,690/mo
Today · 4.125%
HK$56,849
baseline
▲ 0.50% · 4.625%
HK$60,308
+HK$3,459/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,698/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,512
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,108
−HK$1,620/mo
Today · 4.125%
HK$62,728
baseline
▲ 0.50% · 4.625%
HK$66,034
+HK$3,306/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,456/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,410
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,352
−HK$1,972/mo
Today · 4.125%
HK$66,324
baseline
▲ 0.50% · 4.625%
HK$70,360
+HK$4,036/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$132,648/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,431
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$71,293
−HK$1,889/mo
Today · 4.125%
HK$73,182
baseline
▲ 0.50% · 4.625%
HK$77,040
+HK$3,858/mo
Deposit HK$5.86M · loan HK$13.68M · min. income ≈ HK$146,364/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,242
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,738
−HK$2,536/mo
Today · 4.125%
HK$85,274
baseline
▲ 0.50% · 4.625%
HK$90,463
+HK$5,189/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$170,548/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,268
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$91,663
−HK$2,428/mo
Today · 4.125%
HK$94,091
baseline
▲ 0.50% · 4.625%
HK$99,051
+HK$4,960/mo
Deposit HK$1.95M · loan HK$17.59M · min. income ≈ HK$188,182/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,123 · Scale 2, in force from 26 Feb 2026)