LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,581
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,968
−HK$1,409/mo
Today · 4.125%
HK$47,377
baseline
▲ 0.50% · 4.625%
HK$50,259
+HK$2,882/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,754/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,596
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,926
−HK$1,350/mo
Today · 4.125%
HK$52,276
baseline
▲ 0.50% · 4.625%
HK$55,031
+HK$2,755/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,552/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,497
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,161
−HK$1,691/mo
Today · 4.125%
HK$56,852
baseline
▲ 0.50% · 4.625%
HK$60,311
+HK$3,459/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,704/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,515
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,111
−HK$1,620/mo
Today · 4.125%
HK$62,731
baseline
▲ 0.50% · 4.625%
HK$66,037
+HK$3,306/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,462/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,414
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,355
−HK$1,972/mo
Today · 4.125%
HK$66,327
baseline
▲ 0.50% · 4.625%
HK$70,363
+HK$4,036/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,654/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,434
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,297
−HK$1,889/mo
Today · 4.125%
HK$73,186
baseline
▲ 0.50% · 4.625%
HK$77,043
+HK$3,857/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,372/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,246
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,742
−HK$2,536/mo
Today · 4.125%
HK$85,278
baseline
▲ 0.50% · 4.625%
HK$90,467
+HK$5,189/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,556/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,273
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$91,667
−HK$2,429/mo
Today · 4.125%
HK$94,096
baseline
▲ 0.50% · 4.625%
HK$99,056
+HK$4,960/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,192/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,160 · Scale 2, in force from 26 Feb 2026)