LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,582
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$45,968
−HK$1,409/mo
Today · 4.125%
HK$47,377
baseline
▲ 0.50% · 4.625%
HK$50,260
+HK$2,883/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,754/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,597
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$50,927
−HK$1,349/mo
Today · 4.125%
HK$52,276
baseline
▲ 0.50% · 4.625%
HK$55,032
+HK$2,756/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,552/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,498
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,162
−HK$1,691/mo
Today · 4.125%
HK$56,853
baseline
▲ 0.50% · 4.625%
HK$60,312
+HK$3,459/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,706/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,516
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,112
−HK$1,619/mo
Today · 4.125%
HK$62,731
baseline
▲ 0.50% · 4.625%
HK$66,038
+HK$3,307/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,462/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,414
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,356
−HK$1,972/mo
Today · 4.125%
HK$66,328
baseline
▲ 0.50% · 4.625%
HK$70,364
+HK$4,036/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,656/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,435
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,297
−HK$1,890/mo
Today · 4.125%
HK$73,187
baseline
▲ 0.50% · 4.625%
HK$77,044
+HK$3,857/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,374/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,247
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,743
−HK$2,536/mo
Today · 4.125%
HK$85,279
baseline
▲ 0.50% · 4.625%
HK$90,468
+HK$5,189/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,558/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,274
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$91,668
−HK$2,429/mo
Today · 4.125%
HK$94,097
baseline
▲ 0.50% · 4.625%
HK$99,057
+HK$4,960/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,194/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,168 · Scale 2, in force from 26 Feb 2026)