LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,583
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,970
−HK$1,409/mo
Today · 4.125%
HK$47,379
baseline
▲ 0.50% · 4.625%
HK$50,262
+HK$2,883/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,758/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,598
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,929
−HK$1,349/mo
Today · 4.125%
HK$52,278
baseline
▲ 0.50% · 4.625%
HK$55,034
+HK$2,756/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,556/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,500
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,164
−HK$1,691/mo
Today · 4.125%
HK$56,855
baseline
▲ 0.50% · 4.625%
HK$60,314
+HK$3,459/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,710/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,518
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,114
−HK$1,620/mo
Today · 4.125%
HK$62,734
baseline
▲ 0.50% · 4.625%
HK$66,040
+HK$3,306/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,468/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,417
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,358
−HK$1,973/mo
Today · 4.125%
HK$66,331
baseline
▲ 0.50% · 4.625%
HK$70,367
+HK$4,036/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,662/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,438
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$71,300
−HK$1,889/mo
Today · 4.125%
HK$73,189
baseline
▲ 0.50% · 4.625%
HK$77,047
+HK$3,858/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,378/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,250
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,746
−HK$2,536/mo
Today · 4.125%
HK$85,282
baseline
▲ 0.50% · 4.625%
HK$90,471
+HK$5,189/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,564/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,277
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$91,671
−HK$2,429/mo
Today · 4.125%
HK$94,100
baseline
▲ 0.50% · 4.625%
HK$99,061
+HK$4,961/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,200/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,195 · Scale 2, in force from 26 Feb 2026)