LTV · monthly repayment
▼ 0.50% · 3.625%
HK$445,838
−HK$27,958/mo
▼ 0.25% · 3.875%
HK$459,706
−HK$14,090/mo
Today · 4.125%
HK$473,796
baseline
▲ 0.50% · 4.625%
HK$502,625
+HK$28,829/mo
Deposit HK$97.76M · loan HK$97.76M · min. income ≈ HK$947,592/mo (50% DSR)
Upfront cash ≈ HK$110.47M (deposit + AVD stamp duty HK$12,708,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$495,990
−HK$26,797/mo
▼ 0.25% · 3.875%
HK$509,292
−HK$13,495/mo
Today · 4.125%
HK$522,787
baseline
▲ 0.50% · 4.625%
HK$550,344
+HK$27,557/mo
Deposit HK$97.76M · loan HK$97.76M · min. income ≈ HK$1,045,574/mo (50% DSR)
Upfront cash ≈ HK$110.47M (deposit + AVD stamp duty HK$12,708,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$535,005
−HK$33,550/mo
▼ 0.25% · 3.875%
HK$551,647
−HK$16,908/mo
Today · 4.125%
HK$568,555
baseline
▲ 0.50% · 4.625%
HK$603,150
+HK$34,595/mo
Deposit HK$78.21M · loan HK$117.31M · min. income ≈ HK$1,137,110/mo (50% DSR)
Upfront cash ≈ HK$90.92M (deposit + AVD stamp duty HK$12,708,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$595,188
−HK$32,156/mo
▼ 0.25% · 3.875%
HK$611,151
−HK$16,193/mo
Today · 4.125%
HK$627,344
baseline
▲ 0.50% · 4.625%
HK$660,412
+HK$33,068/mo
Deposit HK$78.21M · loan HK$117.31M · min. income ≈ HK$1,254,688/mo (50% DSR)
Upfront cash ≈ HK$90.92M (deposit + AVD stamp duty HK$12,708,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$624,173
−HK$39,141/mo
▼ 0.25% · 3.875%
HK$643,588
−HK$19,726/mo
Today · 4.125%
HK$663,314
baseline
▲ 0.50% · 4.625%
HK$703,675
+HK$40,361/mo
Deposit HK$58.66M · loan HK$136.86M · min. income ≈ HK$1,326,628/mo (50% DSR)
Upfront cash ≈ HK$71.37M (deposit + AVD stamp duty HK$12,708,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$694,386
−HK$37,516/mo
▼ 0.25% · 3.875%
HK$713,009
−HK$18,893/mo
Today · 4.125%
HK$731,902
baseline
▲ 0.50% · 4.625%
HK$770,481
+HK$38,579/mo
Deposit HK$58.66M · loan HK$136.86M · min. income ≈ HK$1,463,804/mo (50% DSR)
Upfront cash ≈ HK$71.37M (deposit + AVD stamp duty HK$12,708,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$802,508
−HK$50,324/mo
▼ 0.25% · 3.875%
HK$827,471
−HK$25,361/mo
Today · 4.125%
HK$852,832
baseline
▲ 0.50% · 4.625%
HK$904,725
+HK$51,893/mo
Deposit HK$19.55M · loan HK$175.97M · min. income ≈ HK$1,705,664/mo (50% DSR)
Upfront cash ≈ HK$32.26M (deposit + AVD stamp duty HK$12,708,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$892,782
−HK$48,234/mo
▼ 0.25% · 3.875%
HK$916,726
−HK$24,290/mo
Today · 4.125%
HK$941,016
baseline
▲ 0.50% · 4.625%
HK$990,619
+HK$49,603/mo
Deposit HK$19.55M · loan HK$175.97M · min. income ≈ HK$1,882,032/mo (50% DSR)
Upfront cash ≈ HK$32.26M (deposit + AVD stamp duty HK$12,708,858 · Scale 2, in force from 26 Feb 2026)