LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,585
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,972
−HK$1,409/mo
Today · 4.125%
HK$47,381
baseline
▲ 0.50% · 4.625%
HK$50,264
+HK$2,883/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,762/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,601
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,931
−HK$1,350/mo
Today · 4.125%
HK$52,281
baseline
▲ 0.50% · 4.625%
HK$55,036
+HK$2,755/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,562/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,502
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,167
−HK$1,691/mo
Today · 4.125%
HK$56,858
baseline
▲ 0.50% · 4.625%
HK$60,317
+HK$3,459/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,716/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,521
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,117
−HK$1,620/mo
Today · 4.125%
HK$62,737
baseline
▲ 0.50% · 4.625%
HK$66,044
+HK$3,307/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,474/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$733,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,420
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,361
−HK$1,973/mo
Today · 4.125%
HK$66,334
baseline
▲ 0.50% · 4.625%
HK$70,370
+HK$4,036/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,668/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,441
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,303
−HK$1,890/mo
Today · 4.125%
HK$73,193
baseline
▲ 0.50% · 4.625%
HK$77,051
+HK$3,858/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,386/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,254
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,750
−HK$2,536/mo
Today · 4.125%
HK$85,286
baseline
▲ 0.50% · 4.625%
HK$90,476
+HK$5,190/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,572/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,281
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$91,676
−HK$2,429/mo
Today · 4.125%
HK$94,105
baseline
▲ 0.50% · 4.625%
HK$99,065
+HK$4,960/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,210/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,230 · Scale 2, in force from 26 Feb 2026)