LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,592
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,979
−HK$1,409/mo
Today · 4.125%
HK$47,388
baseline
▲ 0.50% · 4.625%
HK$50,271
+HK$2,883/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,776/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,608
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,938
−HK$1,350/mo
Today · 4.125%
HK$52,288
baseline
▲ 0.50% · 4.625%
HK$55,044
+HK$2,756/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,576/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,510
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,174
−HK$1,692/mo
Today · 4.125%
HK$56,866
baseline
▲ 0.50% · 4.625%
HK$60,326
+HK$3,460/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,732/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,529
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,126
−HK$1,620/mo
Today · 4.125%
HK$62,746
baseline
▲ 0.50% · 4.625%
HK$66,053
+HK$3,307/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,492/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,428
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,370
−HK$1,973/mo
Today · 4.125%
HK$66,343
baseline
▲ 0.50% · 4.625%
HK$70,380
+HK$4,037/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,686/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,451
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,314
−HK$1,889/mo
Today · 4.125%
HK$73,203
baseline
▲ 0.50% · 4.625%
HK$77,062
+HK$3,859/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,406/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,265
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$82,762
−HK$2,536/mo
Today · 4.125%
HK$85,298
baseline
▲ 0.50% · 4.625%
HK$90,489
+HK$5,191/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,596/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,294
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$91,689
−HK$2,429/mo
Today · 4.125%
HK$94,118
baseline
▲ 0.50% · 4.625%
HK$99,079
+HK$4,961/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,236/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,333 · Scale 2, in force from 26 Feb 2026)