LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,592
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,980
−HK$1,409/mo
Today · 4.125%
HK$47,389
baseline
▲ 0.50% · 4.625%
HK$50,272
+HK$2,883/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,778/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,609
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,939
−HK$1,350/mo
Today · 4.125%
HK$52,289
baseline
▲ 0.50% · 4.625%
HK$55,045
+HK$2,756/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,578/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,511
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,175
−HK$1,692/mo
Today · 4.125%
HK$56,867
baseline
▲ 0.50% · 4.625%
HK$60,327
+HK$3,460/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,734/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,530
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,127
−HK$1,620/mo
Today · 4.125%
HK$62,747
baseline
▲ 0.50% · 4.625%
HK$66,054
+HK$3,307/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,494/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,429
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,371
−HK$1,973/mo
Today · 4.125%
HK$66,344
baseline
▲ 0.50% · 4.625%
HK$70,381
+HK$4,037/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,688/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,452
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,315
−HK$1,889/mo
Today · 4.125%
HK$73,204
baseline
▲ 0.50% · 4.625%
HK$77,063
+HK$3,859/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,408/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,266
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,763
−HK$2,537/mo
Today · 4.125%
HK$85,300
baseline
▲ 0.50% · 4.625%
HK$90,490
+HK$5,190/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,600/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,296
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$91,690
−HK$2,430/mo
Today · 4.125%
HK$94,120
baseline
▲ 0.50% · 4.625%
HK$99,081
+HK$4,961/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,240/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,347 · Scale 2, in force from 26 Feb 2026)