LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,593
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,980
−HK$1,409/mo
Today · 4.125%
HK$47,389
baseline
▲ 0.50% · 4.625%
HK$50,273
+HK$2,884/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,778/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,609
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,940
−HK$1,349/mo
Today · 4.125%
HK$52,289
baseline
▲ 0.50% · 4.625%
HK$55,046
+HK$2,757/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,578/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,512
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,176
−HK$1,691/mo
Today · 4.125%
HK$56,867
baseline
▲ 0.50% · 4.625%
HK$60,327
+HK$3,460/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,734/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,531
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,128
−HK$1,619/mo
Today · 4.125%
HK$62,747
baseline
▲ 0.50% · 4.625%
HK$66,055
+HK$3,308/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,494/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,430
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,372
−HK$1,973/mo
Today · 4.125%
HK$66,345
baseline
▲ 0.50% · 4.625%
HK$70,382
+HK$4,037/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,690/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,453
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,316
−HK$1,889/mo
Today · 4.125%
HK$73,205
baseline
▲ 0.50% · 4.625%
HK$77,064
+HK$3,859/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,410/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,267
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,764
−HK$2,537/mo
Today · 4.125%
HK$85,301
baseline
▲ 0.50% · 4.625%
HK$90,491
+HK$5,190/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,602/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,297
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$91,692
−HK$2,429/mo
Today · 4.125%
HK$94,121
baseline
▲ 0.50% · 4.625%
HK$99,082
+HK$4,961/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,242/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,355 · Scale 2, in force from 26 Feb 2026)