LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,594
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$45,981
−HK$1,409/mo
Today · 4.125%
HK$47,390
baseline
▲ 0.50% · 4.625%
HK$50,274
+HK$2,884/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,780/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,610
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,941
−HK$1,349/mo
Today · 4.125%
HK$52,290
baseline
▲ 0.50% · 4.625%
HK$55,047
+HK$2,757/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,580/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,512
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,177
−HK$1,691/mo
Today · 4.125%
HK$56,868
baseline
▲ 0.50% · 4.625%
HK$60,328
+HK$3,460/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,736/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,532
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,129
−HK$1,619/mo
Today · 4.125%
HK$62,748
baseline
▲ 0.50% · 4.625%
HK$66,056
+HK$3,308/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,496/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,431
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,373
−HK$1,973/mo
Today · 4.125%
HK$66,346
baseline
▲ 0.50% · 4.625%
HK$70,383
+HK$4,037/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,692/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,454
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,317
−HK$1,889/mo
Today · 4.125%
HK$73,206
baseline
▲ 0.50% · 4.625%
HK$77,065
+HK$3,859/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,412/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,269
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$82,765
−HK$2,537/mo
Today · 4.125%
HK$85,302
baseline
▲ 0.50% · 4.625%
HK$90,493
+HK$5,191/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,604/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,298
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$91,693
−HK$2,430/mo
Today · 4.125%
HK$94,123
baseline
▲ 0.50% · 4.625%
HK$99,084
+HK$4,961/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,246/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,367 · Scale 2, in force from 26 Feb 2026)