LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,594
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,981
−HK$1,410/mo
Today · 4.125%
HK$47,391
baseline
▲ 0.50% · 4.625%
HK$50,274
+HK$2,883/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,782/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,611
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,941
−HK$1,350/mo
Today · 4.125%
HK$52,291
baseline
▲ 0.50% · 4.625%
HK$55,047
+HK$2,756/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,582/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,513
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,178
−HK$1,691/mo
Today · 4.125%
HK$56,869
baseline
▲ 0.50% · 4.625%
HK$60,329
+HK$3,460/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,738/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,533
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,129
−HK$1,620/mo
Today · 4.125%
HK$62,749
baseline
▲ 0.50% · 4.625%
HK$66,057
+HK$3,308/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,498/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,432
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,374
−HK$1,973/mo
Today · 4.125%
HK$66,347
baseline
▲ 0.50% · 4.625%
HK$70,384
+HK$4,037/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,694/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,455
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,318
−HK$1,889/mo
Today · 4.125%
HK$73,207
baseline
▲ 0.50% · 4.625%
HK$77,066
+HK$3,859/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,414/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,270
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$82,766
−HK$2,537/mo
Today · 4.125%
HK$85,303
baseline
▲ 0.50% · 4.625%
HK$90,494
+HK$5,191/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,606/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,299
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$91,694
−HK$2,430/mo
Today · 4.125%
HK$94,124
baseline
▲ 0.50% · 4.625%
HK$99,085
+HK$4,961/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,248/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,376 · Scale 2, in force from 26 Feb 2026)