LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,595
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,982
−HK$1,410/mo
Today · 4.125%
HK$47,392
baseline
▲ 0.50% · 4.625%
HK$50,275
+HK$2,883/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,784/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,612
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,942
−HK$1,350/mo
Today · 4.125%
HK$52,292
baseline
▲ 0.50% · 4.625%
HK$55,048
+HK$2,756/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,584/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,514
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,179
−HK$1,691/mo
Today · 4.125%
HK$56,870
baseline
▲ 0.50% · 4.625%
HK$60,330
+HK$3,460/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,740/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,534
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,131
−HK$1,619/mo
Today · 4.125%
HK$62,750
baseline
▲ 0.50% · 4.625%
HK$66,058
+HK$3,308/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,500/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,433
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,375
−HK$1,973/mo
Today · 4.125%
HK$66,348
baseline
▲ 0.50% · 4.625%
HK$70,385
+HK$4,037/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,696/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,456
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,319
−HK$1,890/mo
Today · 4.125%
HK$73,209
baseline
▲ 0.50% · 4.625%
HK$77,068
+HK$3,859/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,418/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,271
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,768
−HK$2,537/mo
Today · 4.125%
HK$85,305
baseline
▲ 0.50% · 4.625%
HK$90,496
+HK$5,191/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,610/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,301
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$91,696
−HK$2,430/mo
Today · 4.125%
HK$94,126
baseline
▲ 0.50% · 4.625%
HK$99,087
+HK$4,961/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,252/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,390 · Scale 2, in force from 26 Feb 2026)