LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,596
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,983
−HK$1,410/mo
Today · 4.125%
HK$47,393
baseline
▲ 0.50% · 4.625%
HK$50,276
+HK$2,883/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,786/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,613
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,943
−HK$1,350/mo
Today · 4.125%
HK$52,293
baseline
▲ 0.50% · 4.625%
HK$55,049
+HK$2,756/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,586/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,515
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,180
−HK$1,691/mo
Today · 4.125%
HK$56,871
baseline
▲ 0.50% · 4.625%
HK$60,331
+HK$3,460/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,742/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,535
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,132
−HK$1,620/mo
Today · 4.125%
HK$62,752
baseline
▲ 0.50% · 4.625%
HK$66,059
+HK$3,307/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,504/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,434
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,376
−HK$1,974/mo
Today · 4.125%
HK$66,350
baseline
▲ 0.50% · 4.625%
HK$70,387
+HK$4,037/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,700/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,458
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,320
−HK$1,890/mo
Today · 4.125%
HK$73,210
baseline
▲ 0.50% · 4.625%
HK$77,069
+HK$3,859/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,420/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,273
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,770
−HK$2,537/mo
Today · 4.125%
HK$85,307
baseline
▲ 0.50% · 4.625%
HK$90,497
+HK$5,190/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,614/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,303
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$91,698
−HK$2,429/mo
Today · 4.125%
HK$94,127
baseline
▲ 0.50% · 4.625%
HK$99,089
+HK$4,962/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,254/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,404 · Scale 2, in force from 26 Feb 2026)