LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,597
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,984
−HK$1,410/mo
Today · 4.125%
HK$47,394
baseline
▲ 0.50% · 4.625%
HK$50,277
+HK$2,883/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,788/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,614
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,944
−HK$1,350/mo
Today · 4.125%
HK$52,294
baseline
▲ 0.50% · 4.625%
HK$55,051
+HK$2,757/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,588/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,516
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,181
−HK$1,691/mo
Today · 4.125%
HK$56,872
baseline
▲ 0.50% · 4.625%
HK$60,333
+HK$3,461/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$113,744/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,536
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,133
−HK$1,620/mo
Today · 4.125%
HK$62,753
baseline
▲ 0.50% · 4.625%
HK$66,061
+HK$3,308/mo
Deposit HK$7.82M · loan HK$11.73M · min. income ≈ HK$125,506/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,436
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,378
−HK$1,973/mo
Today · 4.125%
HK$66,351
baseline
▲ 0.50% · 4.625%
HK$70,388
+HK$4,037/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,702/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,459
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,322
−HK$1,890/mo
Today · 4.125%
HK$73,212
baseline
▲ 0.50% · 4.625%
HK$77,071
+HK$3,859/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,424/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,275
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$82,772
−HK$2,536/mo
Today · 4.125%
HK$85,308
baseline
▲ 0.50% · 4.625%
HK$90,499
+HK$5,191/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,616/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,305
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$91,700
−HK$2,429/mo
Today · 4.125%
HK$94,129
baseline
▲ 0.50% · 4.625%
HK$99,091
+HK$4,962/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,258/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,421 · Scale 2, in force from 26 Feb 2026)