LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,598
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,985
−HK$1,410/mo
Today · 4.125%
HK$47,395
baseline
▲ 0.50% · 4.625%
HK$50,279
+HK$2,884/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,790/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,615
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$50,946
−HK$1,349/mo
Today · 4.125%
HK$52,295
baseline
▲ 0.50% · 4.625%
HK$55,052
+HK$2,757/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,590/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,518
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,182
−HK$1,692/mo
Today · 4.125%
HK$56,874
baseline
▲ 0.50% · 4.625%
HK$60,334
+HK$3,460/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$113,748/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,538
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,135
−HK$1,620/mo
Today · 4.125%
HK$62,755
baseline
▲ 0.50% · 4.625%
HK$66,062
+HK$3,307/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$125,510/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,437
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,379
−HK$1,974/mo
Today · 4.125%
HK$66,353
baseline
▲ 0.50% · 4.625%
HK$70,390
+HK$4,037/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,706/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,461
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,324
−HK$1,890/mo
Today · 4.125%
HK$73,214
baseline
▲ 0.50% · 4.625%
HK$77,073
+HK$3,859/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,428/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,277
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,774
−HK$2,537/mo
Today · 4.125%
HK$85,311
baseline
▲ 0.50% · 4.625%
HK$90,502
+HK$5,191/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,622/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,307
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$91,702
−HK$2,430/mo
Today · 4.125%
HK$94,132
baseline
▲ 0.50% · 4.625%
HK$99,094
+HK$4,962/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,264/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,439 · Scale 2, in force from 26 Feb 2026)