LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,599
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,986
−HK$1,410/mo
Today · 4.125%
HK$47,396
baseline
▲ 0.50% · 4.625%
HK$50,280
+HK$2,884/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,792/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,616
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,947
−HK$1,350/mo
Today · 4.125%
HK$52,297
baseline
▲ 0.50% · 4.625%
HK$55,053
+HK$2,756/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,594/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,519
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,184
−HK$1,691/mo
Today · 4.125%
HK$56,875
baseline
▲ 0.50% · 4.625%
HK$60,336
+HK$3,461/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$113,750/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,539
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,136
−HK$1,620/mo
Today · 4.125%
HK$62,756
baseline
▲ 0.50% · 4.625%
HK$66,064
+HK$3,308/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$125,512/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,439
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,381
−HK$1,973/mo
Today · 4.125%
HK$66,354
baseline
▲ 0.50% · 4.625%
HK$70,392
+HK$4,038/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,708/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,463
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,326
−HK$1,889/mo
Today · 4.125%
HK$73,215
baseline
▲ 0.50% · 4.625%
HK$77,075
+HK$3,860/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,430/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,279
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,776
−HK$2,537/mo
Today · 4.125%
HK$85,313
baseline
▲ 0.50% · 4.625%
HK$90,504
+HK$5,191/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,626/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,309
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$91,704
−HK$2,430/mo
Today · 4.125%
HK$94,134
baseline
▲ 0.50% · 4.625%
HK$99,096
+HK$4,962/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,268/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,457 · Scale 2, in force from 26 Feb 2026)