LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,600
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,987
−HK$1,410/mo
Today · 4.125%
HK$47,397
baseline
▲ 0.50% · 4.625%
HK$50,281
+HK$2,884/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,794/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,617
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,948
−HK$1,350/mo
Today · 4.125%
HK$52,298
baseline
▲ 0.50% · 4.625%
HK$55,054
+HK$2,756/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,596/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,520
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,185
−HK$1,691/mo
Today · 4.125%
HK$56,876
baseline
▲ 0.50% · 4.625%
HK$60,337
+HK$3,461/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$113,752/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,540
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,137
−HK$1,620/mo
Today · 4.125%
HK$62,757
baseline
▲ 0.50% · 4.625%
HK$66,065
+HK$3,308/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$125,514/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,440
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,382
−HK$1,973/mo
Today · 4.125%
HK$66,355
baseline
▲ 0.50% · 4.625%
HK$70,393
+HK$4,038/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,710/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,464
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,327
−HK$1,890/mo
Today · 4.125%
HK$73,217
baseline
▲ 0.50% · 4.625%
HK$77,076
+HK$3,859/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,434/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,280
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,777
−HK$2,537/mo
Today · 4.125%
HK$85,314
baseline
▲ 0.50% · 4.625%
HK$90,505
+HK$5,191/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,628/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,311
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$91,706
−HK$2,430/mo
Today · 4.125%
HK$94,136
baseline
▲ 0.50% · 4.625%
HK$99,098
+HK$4,962/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,272/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,469 · Scale 2, in force from 26 Feb 2026)